Bavaria // Bayern

Bavarian regional support program for commercial sector (BRF)

Are you planning an investment project that is of big importance for the economy and employment in your region?

The Bavarian regional support program for commercial sector (BRF) provides funding for investment projects of SMEs in the fields of industry, trade, craft, tourism and services. Within the scope of the program companies get financial support for their investments in tangible or intangible assets that are associated with the establishment, extension or modernization of a commercial unit or with the diversification of their product portfolio. Different forms of funding are available, such as wage subsidies, grants for capital expenditures as well as interest subsidies for the loans granted by LfA (the bank of the Free State of Bavaria).

Bavarian program for the support of technology-oriented startups (BayTOU)

Do you plan to launch a tech startup? Are you looking for funding for the first big development project in your company?

The Bavarian government offers financial support for founders and young innovative companies from different technology sectors. The scope of the Bavarian program for the support of technology-oriented startups (BayTOU) covers the project in two phases: the development of a technology based concept for founding an enterprise as well as the later development of new products and services. The funding is available in the form of a grant that covers up to 30 % of the project costs in the concept phase and up to 40 % in the development phase.

Bavarian program for technology funding (BayTP)

Do you have an innovative idea and would like to start prototyping, but the technical and commercial risks of the project are very high?

The Bavarian program for technology funding aims to reduce the risk of innovative projects run by Bavarian medium-sized companies (up to 400 employees). The program offers financial support for the development of technologically new or significantly improved products and production processes from idea to functioning prototype. It is possible to receive either a grant that covers up to 35 % or a subsidized loan financing up to 80 % of the project costs. Moreover, there is an additional option for SMEs to apply for a subsidized loan for the adoption of innovative technologies that were developed by other companies.

Technology-specific R&D funding

Are you developing new products or methods in a certain technology sector?

The Bavarian State Ministry for Economic Affairs and Media, Energy and Technology offers technology-specific funding programs for innovative Bavarian companies in the following areas: ICT (IuK), Electromobility and Innovative Drive Technologies (BayEMA), New Materials (BayNW), Medical Technology (BayMED), Bio and Genetic Technology (BayBIO), Innovative Energy Technologies and Energy Efficiency as well as Electronic Systems.


Do you plan a sizable investment and want to grow your team? The GRW Program supports businesses that create or secure permanent jobs. Non-repayable grants are available for investment in physical capital and intangible assets that are associated with the establishment of a new business or branch, the expansion of an existing business, reorganization of production processes or the diversification of the product portfolio. The program aims to support the selected regions, and targets in the first place the so-called C-assisted areas. The specific funding conditions in a particular region are determined jointly by the Federal and local Government.


Do you want to implement a new research project in your company?

ZIM funds innovative research, development and technology projects. Eligible are SMEs from all sectors with single or cooperation projects and cooperation networks. SMEs, who are implementing projects in new technology fields or markets can apply for grants up to 55 % of the projects costs. Additionally innovation supporting and consultant services are being funded.

Innovative SME

Are you planning to undertake an ambitious research project and looking for the right financing solution? The SME-innovative initiative by the Federal Ministry of Education and Research (BMBF) supports SMEs in Germany that conduct cutting-edge research projects in the following fields: Biotechnology, Medical Technology, ICT, Materials Research, Photonics, Production Technology, Resource and Energy Efficiency, Research for Civil Security. Alone or in cooperation with partners SMEs can apply for non-refundable grants that cover up to 50% of the project costs. The key selection criteria are excellence, innovation level and market chances of the projects.

KFW Subsidized Loans

Do you want to finance a company startup or succession? Are searching for funding for your innovation or internationalization project? The KfW offers customized financing solutions for any kind of project. With subsidized loans by KfW German enterprises can profit from interest subsidies, grace periods or additional guarantees that enable easier access to long-term funding.

BAFA Business Consulting

Do you need a professional consultation concerning commercial, financial, HR and organizational matters in your company? The Federal Office of Economics and Export Control (BAFA) offers German enterprises grants for financing consultancy services. The size of the grant depends on the company’s age and region. Young companies that are on the market no longer than two years can get up to 3.2k EUR and from the third year on – up to 2.4k EUR.

KFW Equity Capital

Are you planning to raise the capital for your company and already negotiating with investors? The ERP Start Fund program by KfW provides additional equity capital up to 5 million EUR for small young innovative companies in Germany, if they succeed to gain a lead investor who is ready to enter the deal.

INVEST – Business Angel Grant

Are you looking for Business Angels who would invest in your young innovative company? Then apply for participation in the program INVEST by the Federal Office of Economics and Export Control (BAFA). The BAFA aims to incentivize investors to provide equity capital to young innovative enterprises in Germany by reducing the risk of such investments. When acquiring the shares of the companies listed for the participation in the program, Business Angels can receive up to 20% of their investment back in the form of a grant.

Horizon 2020

You have a groundbreaking idea that needs a strong boost to achieve high growth and global market success? With its funding program Horizon 2020 the European Commission offers funding for SMEs running highly innovative R&D projects with European added value. Funding is available for all stages from exploring the technical feasibility to the commercial exploitation of the innovation. Beneficiaries receive non-repayable grants up to 2.5 million EUR as well as a wide range of innovation support services.